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Can I get a short-term loan if I am a student?

Ensuring that as many people as possible have access to loans, the lenders offer a range of short-term loans for students. Created to give students the same, fair access to loans as everyone else in times of emergency, these loans come in a variety of designs. Once considered too much of a loan risk, direct lenders now understand that students come in an array of shapes and sizes, with many also working part-time and even full-time jobs whilst they study.

Reflecting this, loans for students are now much more common, with many often only requiring that you are employed and aged between 18 and 70. Therefore, if you are a student and looking to borrow money for just a short period of time, XAV Loans can help you. Furthermore, to ensure such loans are fair and competitive, we only feature lenders fully authorised and regulated by the FCA. This means that if you are a student and require a loan, you can rest assured that you will still be getting a loan that offers the best interest rates and which is fully approved by the FCA.

Why Choose Xav Loans?

Adaptable loans from friendly people

Flexible Instalments
Over 3-24 months
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Borrow up to £2,500
No fees
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No paperwork
Cash in 10 minutes*
All credit histories considered
UK based company
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Are short term student loans more expensive?

An obvious concern if you are looking for student short-term loans is whether they are expensive or not. Whereas in the past, being a student would make it more difficult to be approved for a loan, and therefore making it likely you would pay more, things have now changed. With some lenders wanting to offer loans to more people and taking into account the fact that many students now are hard working and very responsible, such loans for students are much more common, and therefore more competitive. This means that many student loans now come with rates similar to those of other types of loans. Of course, as with all short-term loans, the interest rates are higher than more traditional, long-term loans.

You will not be penalised simply because you are a student. Furthermore, when taking into account that such rates only apply to loan taken out over 1-year, you will realise that in fact, you will pay back less than you first thought. Striving to get you the money you need as quickly and simply as possible, most modern loans can be applied for completely online. What this means is that you can apply from anywhere and on any mobile device. In addition, by giving you an instant decision on your loan, many of the direct lenders on the database promise to get the loan into your hands in just 10 minutes* once your application has been approved.

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