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Can I get a cash loan today?

When looking for cash loans, it is likely that you will need to borrow money quickly. Whether it’s for an unexpected car repair or higher-than-expected utility bill, the reasons for needing money fast are almost limitless. However, what they do have in common is that the money is usually needed urgently. As such, instant cash loans have become a popular way of borrowing money quickly.

Designed to be as fast as possible in getting the money you need into your account, many direct lenders in the UK now offer instant decisions and same day payout. In an attempt to get the money to you even quicker, lenders have created easy-to-complete online application forms. What this means is that once you have completed the process and your application has been approved, many lenders can provide emergency cash loans that are paid into your account in just 10 minutes*. This makes these loans an effective solution for when you find yourself suddenly needing to borrow a small amount of money. What’s more, because direct lenders offer such freedom regarding their loans, you will have complete control over every aspect, including how long you want to repay the loan back for.

Why Choose Xav Loans?

Adaptable loans from friendly people

Flexible Instalments
Over 3-24 months
Instant Offer
Borrow up to £2,500
No fees
No initial credit check**
No paperwork
Cash in 10 minutes*
92% Accepted
UK based company
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Not sure if you’ll be accepted? Try our Eligibility Check

Are cash loans more expensive than other loans?

One of the most common concerns about quick cash loans is that they are more expensive than other, more traditional loans. While this may have been true in the past, quick cash loans today are much more competitive. Understanding the growing need for short term loans, plus wanting to remain competitive with other lenders, many such loans now are offered with comparable terms to other loans being offered.

All of the direct lenders on our panel are authorised and regulated by The Financial Conduct Authority, we can ensure all of the loans you are offered are covered by the FCA rate cap of 0.8% interest per day.

Whilst short term loans are not recommended as a long-term solution, if used correctly, they can provide some much-needed short-term relief for an unexpected problem. As these loans are designed for such circumstances, cash loans for bad credit are also now available. Helping you get fast, simple access to cash when you need it, many of our direct lender partners will still aim to help you regardless of what your past credit history was like.

Understanding that credit scores do not often tell the whole story, many lenders will look at other aspects of your life when considering your loan application. This means you stand a much better chance of being approved than with a traditional lender, such as a bank, which still base their decisions on credit scores. From small loans of £100 right up to £2,500, we are confident that we can help you get the perfect loan for you. Offering competitive rates, instant decisions and the money you need to be paid into your account within 10 minutes* of being approved, the lenders we work with will do everything they can to make the lending process as straightforward and affordable as possible.

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