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What is a short-term cash advance loan?

A cash advance loan is really just another name for a small loan. Available in a variety of sizes and often featuring repayment periods of your choosing, the only real difference is that traditionally these loans have been for smaller amounts that are repaid very quickly. However, as people demand different things from their lenders, numerous advance cash loans have appeared, each with their own application criteria. What this means is that you now have more choice than ever before when it comes to borrowing money.

Following the same procedures as other payday loans, cash advance loans are designed to give you the money you need as quickly as possible. This is because we and our direct lender panel understand that such loans are often required urgently. As such, once your application is approved, your lender will work quickly to get the money into your bank account. Not only does this mean you can get your loan almost instantly and with a minimum of fuss, but it also enables you to quickly solve your problem. We believe this peace of mind is very important, and that is why we do everything we can to make the entire application and payment process as straightforward and as fast as possible.

Why Choose Xav Loans?

Adaptable loans from friendly people

Flexible Instalments
Over 3-24 months
Instant Offer
Borrow up to £2,500
No fees
No initial credit check**
No paperwork
Cash in 10 minutes*
All credit histories considered
UK based company
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How fast are cash advance loans?

Modern lenders are constantly striving to make applying for credit as fast and as simple as possible. Wanting to meet the growing need by people for an immediate cash advance, many lenders now promise to give you the money the same day as you apply; often within minutes of you being approved. This makes these loans perfect for sudden emergencies.

Some lenders still insist on short repayment periods but most are now much more flexible. This willingness to adapt to your needs is also shown in the numerous types that are available. For example, if you are in part-time or full-time employment, you may find a payday loan cash advance more suitable. Designed to provide small amounts of money over a very short period, these loans are great if you do not want a long-term loan hanging over you. This ability to quickly and easily get a wage advance when you need one is open to all applicants.

To enable us to help as many people as possible, regardless of their credit history, we have partnered with a panel of direct lenders who specialise in providing loans to people with bad credit. Not just focusing on your credit score, the lenders we feature will look at your application more sympathetically. Therefore, they will look at other aspects of your life, such as whether you are working and what your monthly expenses are when assessing your loan application. This means that if you have a poor credit score you still have a great chance of being approved and getting the money you need.

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