100% No obligation
instant quote
Get your cash in
10 minutes*
No fees.
No initial
credit check**

What is a short-term advance loan?

A short-term advance loan is a type of loan designed to give you quick cash, and which you then repay back in a short period of time. Similar to traditional payday loans, these loans have been created to enable you to borrow money very quickly and with a minimum of fuss. With direct lenders offering online application processes and instant decisions, this means you can now get the money you need faster than ever before.

Online advance loans are designed to be short term, so you will often be required to repay the money you borrow in just a few months. This enables you to become debt free very quickly, making it ideal if you do not want to be tied down to a long-term repayment plan. When looking for a short-term cash advance, there are various things you should consider. First, because these loans are repaid quickly, direct lenders may charge more interest. Whilst this may put you off, you must remember that advertised interest rates are usually annual. This means that if you take out a loan for less than 12-months, the amount you repay back could be less than if you repaid over a longer period. It is therefore always very important to calculate exactly how much you will be borrowing and repaying back.

Getting a loan with Xav Loans

Fast online application
Find your best loan rate
Instant decision
Cash paid in 10 minutes*
Flexible repayment terms

Can I get a short term advance loan paid today?

Short-term advance loans are designed to be paid out very quickly. This is because we and our direct lenders understand that such loans are often required urgently and in emergency situations. That is why we have created an application process that is simple to follow and very quick to complete. Entirely online, the application process is designed to get you the money you need to be paid into your bank account as fast as possible.

Many of the lenders we feature promise to get you the money not only the same day as you apply, but in just 10 minutes* from the moment you are approved. Wanting to give everyone the same equal access to quick loans, many modern lenders now offer loans designed for specific groups of people. One such example is a short-term benefit advance loans. Created to enable people on benefits to still get fair access to loans when required, you can apply for such a loan if you are on benefits and can display that you can meet the repayments for the loan.

Like other short-term loans, these can be applied for completely online, and therefore paid out very quickly. As with all such specialist loans, there are various criteria you must meet to be eligible. Completely free, we will not charge you a penny for any of our services; helping ensure you repay the least amount possible.

Try our quick
Eligibility Checker

In just a few clicks you'll know whether you'll be accepted
  • Only takes 2 minutes
  • No impact on your credit score
  • 100% no obligation
Eligibility Check