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What is a same day loan?

Same day loans in the UK come in a variety of shapes and sizes. This means you will have much more freedom when it comes to borrowing money and ensures you will not have to compromise in getting the right loan for you. What all these loans have in common, however, is that they promise to get you the money into your account on the same day as you apply. Therefore, these short-term loans are perfect if you suddenly find yourself needing to borrow money quickly, such as for an unexpected bill or emergency.

Available in a variety of amounts; from £100 up to £2,500, online same day loans can be applied for on your phone, computer or tablet. Depending on your personal circumstances, there are various UK same day loans that you can apply for. These include loans that do not require a guarantor, those that can be repaid back in just 3-months, and others designed for people in part-time employment. Same day finance is, therefore, a very simple and effective way of solving an unexpected financial issue.

Offering competitive rates and allowing you to apply from the comfort of your own home, same day loans online continue to rise in popularity; helping to ensure that interest rates continue to fall and allowing you to get a better deal than ever before. With some of the largest direct lenders offering same day loans in the UK, you will be given enough choice to ensure you get the most competitive same day finance for you and your own specific requirements.

Why Choose Xav Loans?

Adaptable loans from friendly people

Flexible Instalments
Over 3-24 months
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Borrow up to £2,500
No fees
No initial credit check**
No paperwork
Cash in 10 minutes*
92% Accepted
UK based company
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Same day loans – How much can I borrow?

When you are looking for same day finance, your first question is likely to be about how much you can borrow. Small, same day loans are now available in a wide variety of amounts; giving you greater freedom than ever before. This means that you can now apply for a same day loan for anything from £100 right up to £2,500. This makes them perfect for sudden short-term loan, both big and small.

As with other loans, the amount you can borrow will depend on various factors. This will include whether you are currently working or not, whether you are a homeowner and how long you wish to borrow the money. To serve as a rough guide, in general, the more you are looking to borrow the longer you may have to repay back. Of course, if you want to borrow a large amount and repay it back in a short time period, you can.

Such adaptability is further reflected by the diverse selection of direct lenders we have partnered with. Covering every type of loan possible, we are constantly updating our panel to ensure we can match you up with the perfect loan for you, regardless of your requirements. Simple to apply for and quick to get you the money, same day loans continue to grow in popularity. As such, if you are looking for a loan that gives you the money you need as fast as possible, a same day loan may be a perfect choice.

What do I need to do to get a same day loan?

Modern same day loans are incredibly easy to apply for. This is because lenders realise that people now want to be able to apply for quick loans with minimum fuss. To make the process even simpler for you, all the direct lenders that we work with have been carefully selected because they allow you to apply for a loan online. Available on any mobile device or computer, this means you can now complete your application from the comfort of your home, or in fact any location, and just as importantly, at any time of the day or night, including weekends.

First, we will ask you some basic questions regarding how much you want to borrow etc. Then, using this information, we will quickly compile a list of the best short term loans being offered to you that meet your criteria. This list will also include which lenders are most likely to approve your application. As such, you will be able to see who will say yes before you even apply. Once you have selected which loan and lender are best for you, we will then connect you to that lender, who will guide you through their simple online application process.

Once you have answered their questions and provided the information they need, such as your address and bank account number, they will quickly give you a decision; with most promising to give you this instantly. Once approved, you can have the money in your bank account in just minutes. All of this is designed to give you money quickly; helping to reduce the stresses such cash emergencies can cause.

Getting a loan with Xav Loans

Fast online application
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Instant decision
Cash paid in 10 minutes*
Flexible repayment terms

Who is the best same day lender?

Who is the best same day loan UK direct lender for you depends on many factors. Whilst most same day loans in the UK are similar regarding what you will repay back in terms of interest, there are still many options open to you. Therefore, the best same day lender for you may not be the best lender for another person. That is why we offer such a wide range of lenders – ensuring we are adaptable enough to find you the right loan, no matter what you need. For example, this includes same day payday loans designed for people in either part-time or full-time employment who only want to borrow for a very short period of time.

Other such loans include short-term loans, as well as others for people on benefits. Therefore, if you are looking for a same day loan online, we are confident that we can help you. If you prefer a same day loan that can be repaid over a longer time period, there are various lenders offering such loans. These quick loans enable you to better budget your finances and ensure that you only repay what you can comfortably afford each month.

Other options even include whether you have the money paid into your bank account or delivered to your door, as well as if you want to have a loan guarantor, or not.

Same day loans – How much can I borrow?

How much your same day loan is for really depends on you. Same day finance is now much more flexible regarding how much you can borrow. Therefore, whether you want to borrow £100 or need a much bigger loan, there will be a same day loan out there for you. Because of this, these loans can be an ideal solution to sudden emergencies in which you find yourself needing quick cash.

With all of our direct lender partners offering same day loans online, you can rest assured that you will get the money you need as fast as possible. With monthly repayment options ranging from just 3-months up to 24-months, there is enough flexibility to ensure you do not have to compromise in getting the right loan for you. What’s more, with all of the lenders we recommend being fully authorised and regulated by The Financial Conduct Authority, you can rest assured knowing that the short-term loan you are getting is fair and competitive, as well as being from a reputable, fully-licensed lender.

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    What is a same day loan money broker?

    Xav Loans is a licensed credit broker, not a lender. That means we do not offer loans nor perform credit checks. Instead, it is our job to serve as guide to help you find the best short-term loan. We do this by creating an extensive database of lenders. We understand how important it is that you get the best loan, both for you and our reputation, we are very careful in which lenders we feature.

    We will only work with direct lenders who are authorised and regulated by The Financial Conduct Authority. We are also very mindful as to their reputation and the types of loans they offer, we select only those that pass our stringent vetting process. That is why our database features some of the most renowned and competitive lenders currently operating in the UK.

    Furthermore, because we want to help as many people with bad credit as possible, all of the lenders have been selected because they too strive to give fair access to these groups. As such, we are very proud of the fact that an incredible 92% of all applicants who come to us looking for a loan, get one. This figure is even more impressive when considering we specialise in helping people get loans whom traditionally may have struggled due to their poor credit scores.

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