100% No obligation
instant quote
Get your cash in
10 minutes*
No fees.
No initial
credit check**

I need money now – What can I do?

If you need money now, we are perfectly positioned to help you find the best short-term loan for you. The first thing you should do is tell us exactly what you are looking for. By learning how much you want to borrow, how long you want to repay it back, and other details, such as whether you want a guarantor or have the money delivered to you in cash, we will then go away and find the most suitable loans for you. This means you do not have to spend ages looking for direct lenders and comparing loans. We will search our panel of lenders to make sure we get the best deal for your circumstances and we will even give you an instant decision on your application.

Getting a loan with Xav Loans

Fast online application
Find your best loan rate
Instant decision
Cash paid in 10 minutes*
Flexible repayment terms

Do I need a bank account to get a loan?

In general, most lenders will insist that you have a bank account when you are looking to get money now. There are a number of reasons for this, such as it serves as another form of identity for you. However, the biggest reason is simply convenience. It is much easier for lenders to put the money directly into your account. So much so, that many of the lenders in our database strive to do this in just 10 minutes* once your loan application has been approved. Therefore, if you want quick cash, having a bank account will make things much easier. However, understanding that some people don’t want to use a bank account or maybe don’t even have one, some lenders still offer the option of having the money you borrow delivered to your door in cash.

How quick can I get money?

Understanding that speed is very important, modern lenders now do everything they can to approve your loan and get it to you as quickly as possible. Therefore, if you need money quick, using a credit broker can be very convenient. Featuring streamlined processes and instant decisions, lenders have now made the entire procedure very straightforward. Furthermore, by allowing us to find the best short-term loan for you, you can quickly assess what is being offered and therefore make a much more informed decision. What all of this means, is that that if your application is approved, you could have the money in your bank account in just 10 minutes*. This incredible time is, of course, dependent on your own bank’s processing procedures, but highlights just how quick you can get the money.

Try our quick
Eligibility Checker

In just a few clicks you'll know whether you'll be accepted
  • Only takes 2 minutes
  • No impact on your credit score
  • 100% no obligation
Eligibility Check