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Instant loans – Are they really instant?

When looking for instant loans it’s easy to wonder just how instant they really are. Understanding that short-term loans are often needed urgently, we have worked with our panel of direct lenders to create a process that is simple and very quick. By providing instant loans online, many of the traditional time-consuming hurdles have been removed. This means you won’t have to visit a branch, or likely even speak to someone. With many lenders now offering instant decisions on your application, lenders now strive to have the money in your bank account in just 10 minutes* after your loan has been approved.

Why Choose Xav Loans?

Adaptable loans from friendly people

Flexible Instalments
Over 3-24 months
Instant Offer
Borrow up to £2,500
No fees
No initial credit check**
No paperwork
Cash in 10 minutes*
All credit histories considered
UK based company
Get your loan quote

Not sure if you’ll be accepted? Try our Eligibility Check

Are instant cast loans different to other loans?

In general, instant cash loans are no different to other payday loans. Once taking advantage of the need for money quickly, direct lenders are now much more tightly controlled in regard to what they can charge for such instant cash loans. As a result, lenders now offer much more competitive rates – allowing you to get a much better deal. Whilst most lenders have similar requirements for loans, there are some that will insist you meet certain criteria, such as having a bank account or being in part-time or full-time employment.

Can I get an instant loan with bad credit?

Yes, you can still get access to instant loans designed for bad credit scores. This is because many lenders now deal exclusively with helping people with less than perfect credit scores. Created to help provide everyone with equal access to affordable instant loans, many lenders will look past your credit score and take into account other factors when assessing your application for a short-term loan. Therefore, if you are worried about your credit history, but still need to take out a small loan, we are confident that we can help you find the right loan for you.

What is an instant payday loan?

Instant payday loans are a type of loan designed to provide you with a small amount of money for a short period of time. Once needed to be repaid as soon you next received your wages, modern Instant payday loans are now much more flexible; meaning you can have much longer to repay the money you borrow. We can let you quickly compare the best instant payday loans and the direct lenders offering them – allowing you to make a much quicker and informed decision.

Getting a loan with Xav Loans

Fast online application
Find your best loan rate
Instant decision
Cash paid in 10 minutes*
Flexible repayment terms

What different types of instant loans are available to me?

To offer as much freedom as possible, and make short-term loans more accessible to people, there is various instant decision short term loans now available for you to choose from. This means you will no longer have to compromise in getting the right loan for you. From instant loans online that can be used for almost any purpose, to others that can be repaid back in just 3 months, we will do everything we can to find the perfect loan for you.

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Eligibility Checker

In just a few clicks you'll know whether you'll be accepted
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