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No fees.
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How easy is it to get an easy loan?

Easy loans are so named because lenders have tried to make the entire process of borrowing money as simple as possible. From a short, straightforward application process to instant decisions and the money paid out in just minutes, it is now easy to apply for a loan. As long as you provide the information required, and meet all the specific requirements of the lender, you will now have a great opportunity to get the quick cash that you need. Such simple processes are available to you across all the loans we feature. Furthermore, if you are worried about your credit score, we can quickly put you in contact with lenders offering competitive loans for people with less than perfect credit scores.

Why Choose Xav Loans?

Adaptable loans from friendly people

Flexible Instalments
Over 3-24 months
Instant Offer
Borrow up to £2,500
No fees
No initial credit check**
No paperwork
Cash in 10 minutes*
92% Accepted
UK based company
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Not sure if you’ll be accepted? Try our Eligibility Check

Can I apply for an easy loan online?

As with most modern short-term loans, all of the quick and easy loans we feature are available online. This ensures that you can apply for a loan wherever you are, and on any computer, smartphone or mobile device. Featuring simple instructions and instant searches and decisions, applying for a loan has become incredibly quick because loans are now available online. Secure, flexible and very convenient, online easy loans allow you to effortlessly borrow apply for credit from a trusted lender; providing you with the money and important peace of mind.

Are easy payday loans safe?

To alleviate any fears you may have about taking out easy payday loans, we guarantee all of the lenders on our panel are fully authorised and regulated by The Financial Conduct Authority. Therefore, you will only be offered loans from lenders that are authorised to operate in the UK.

This also ensures that you will not be charged extremely high-interest rates; as all FCA-regulated lenders are obliged to offer fair and competitive loans to a maximum of 0.8% interest per day. Therefore, no matter what your circumstances, nor how much you want to borrow or for how long, we will enable you to quickly compare short term loans – safe in the knowledge that you and your loan will be fully covered whichever one you decide to choose.

Getting a loan with Xav Loans

Fast online application
Find your best loan rate
Instant decision
Cash paid in 10 minutes*
Flexible repayment terms

How long can I get an easy loan for?

To ensure you have as much flexibility as possible, direct lenders now offer easy loan application processes that come with a variety of repayment plans. This means you can now take out a loan for virtually any time period you wish. As such, whether you want to repay a loan quickly, or prefer a long-term one that enables you to make smaller, more affordable repayments, we are confident we can help you. From 3 months up to 24 months, you can now choose how long you have to repay your loan.

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Eligibility Checker

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Eligibility Check