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10 minutes*
No fees.
No initial
credit check**

How difficult is it to borrow money?

If you are looking to borrow money, many questions will quickly spring to mind. From how much money can I borrow?, to how much will I repay back and for how long? it can seem a little complicated and daunting at times. To help you with this, we have created a simple, straightforward process that will clearly show you the best short-term loans for you and then put you in touch with these direct lenders.

By completing the online application, which takes just a few minutes, our partner will then search their panel of lenders for the most suitable, best value loan for your circumstances. Therefore, if you are looking to borrow money in the UK, look no further than Xav Loans. Once you have completed your application, we will get you an instant decision from the panel of lenders. Furthermore, by striving to get the money into your bank account as fast as possible, most lenders guarantee to give you the money in just 10 minutes* once your application is approved.

Why Choose Xav Loans?

Adaptable loans from friendly people

Flexible Instalments
Over 3-24 months
Instant Offer
Borrow up to £2,500
No fees
No initial credit check**
No paperwork
Cash in 10 minutes*
All credit histories considered
UK based company
Get your loan quote

Not sure if you’ll be accepted? Try our Eligibility Check

Can I borrow money with a poor credit rating?

If you have a poor credit history, it can be difficult to borrow money in the UK, especially from mainstream lenders such as your bank or building society. Thankfully, there are now many lenders who specialise in providing loans to those who have been declined or have a bad credit history. All of the lenders on our partner’s panel have been selected due to their willingness to lend to such people.

With loans from £100 to £2,500 and flexible repayment terms, our direct lenders can help you find the loan that you need, regardless of your circumstances. Also, when you apply, your credit score will not be impacted as the lenders all use soft search technology.

Try our quick
Eligibility Checker

In just a few clicks you'll know whether you'll be accepted
  • Only takes 2 minutes
  • No impact on your credit score
  • 100% no obligation
Eligibility Check